Article 651-2 of Commercial Act: Effects of Questions in Writing
Article 651-2 (Effects of Questions in Writing) Any fact about which the insurer asks in writing shall be presumed to be material. THE High-quality & Good Contents
Article 649 of Commercial Act: Voluntary Termination of Contracts Prior to Occurrence of Perils Insured against
Article 649 (Voluntary Termination of Contracts Prior to Occurrence of Perils Insured against)
(1) A policyholder may terminate a contract in whole or in part at any time before a peril insured against occurs: Provided, That in cases of an insurance contract prescribed in Article 639, the policyholder shall not terminate the contract without obtaining the consent of the third party or carrying the insurance policy with him/her.
(2) In cases of an insurance policy under which the insured amount is not reduced notwithstanding that the insurer has covered the peril insured against, the policyholder may terminate the insurance contract even after the occurrence of the peril insured against.
(3) In cases falling under paragraph (1), unless otherwise agreed by the parties, the policyholder may demand the return of any unearned premium.
THE High-quality & Good Contents
[Original]
제649조(사고발생 전의 임의해지)
① 보험사고가 발생하기 전에는 보험계약자는 언제든지 계약의 전부 또는 일부를 해지할 수 있다. 그러나 제639조의 보험계약의 경우에는 보험계약자는 그 타인의 동의를 얻지 아니하거나 보험증권을 소지하지 아니하면 그 계약을 해지하지 못한다.
② 보험사고의 발생으로 보험자가 보험금액을 지급한 때에도 보험금액이 감액되지 아니하는 보험의 경우에는 보험계약자는 그 사고 발생 후에도 보험계약을 해지할 수 있다.
③ 제1항의 경우에는 보험계약자는 당사자 간에 다른 약정이 없으면 미경과보험료의 반환을 청구할 수 있다.
THE 수준 높고 좋은 글
(1) A policyholder may terminate a contract in whole or in part at any time before a peril insured against occurs: Provided, That in cases of an insurance contract prescribed in Article 639, the policyholder shall not terminate the contract without obtaining the consent of the third party or carrying the insurance policy with him/her.
(2) In cases of an insurance policy under which the insured amount is not reduced notwithstanding that the insurer has covered the peril insured against, the policyholder may terminate the insurance contract even after the occurrence of the peril insured against.
(3) In cases falling under paragraph (1), unless otherwise agreed by the parties, the policyholder may demand the return of any unearned premium.
THE High-quality & Good Contents
[Original]
제649조(사고발생 전의 임의해지)
① 보험사고가 발생하기 전에는 보험계약자는 언제든지 계약의 전부 또는 일부를 해지할 수 있다. 그러나 제639조의 보험계약의 경우에는 보험계약자는 그 타인의 동의를 얻지 아니하거나 보험증권을 소지하지 아니하면 그 계약을 해지하지 못한다.
② 보험사고의 발생으로 보험자가 보험금액을 지급한 때에도 보험금액이 감액되지 아니하는 보험의 경우에는 보험계약자는 그 사고 발생 후에도 보험계약을 해지할 수 있다.
③ 제1항의 경우에는 보험계약자는 당사자 간에 다른 약정이 없으면 미경과보험료의 반환을 청구할 수 있다.
THE 수준 높고 좋은 글
Popular posts from this blog
Article 651-2 of Commercial Act: Effects of Questions in Writing
Article 651-2 (Effects of Questions in Writing) Any fact about which the insurer asks in writing shall be presumed to be material. THE High-quality & Good Contents
The method of a third person's written consent which is a requirement for validity of life insurance contract which covers the death of a third person
Supreme Court Judgment 2004Da56677 Delivered on September 22, 2006[Insurance Proceeds] [Main Issues] [1] The method of a third person's written consent which is a requirement for validity of life insurance contract which covers the death of a third person as an insured event [2] Whether the insured's approval of the life insurance contract which covers the death of a third person as an insured event renders the insurance contract valid, where the insurance contract had been concluded without written consent of the insured (negative) [3] The case holding that it does not violate the principle of trust and good faith for the insurer to argue the nullity of the life insurance contract which covers the death of a third person as an insured event where there was no written consent of the insured, even in the case where the insurer has been receiving the premium for years or has paid the hospitalization payment following the life insurance contract [Summary of Decision] [1]
Comments
Post a Comment